Showing Suriname because that’s where you are.
Suriname 💰 SRD Last updated2026-05-28 Hypotheek Calculator
Suriname
A mortgage of 1,500,000 SRD at 13.5% over 15 years works out to a monthly payment of about $ 19.475, with total interest of $ 2.005.460 over the full term.
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Local context Hypotheeks in Suriname
Market overview
Suriname's mortgage market is led by De Surinaamsche Bank (DSB), Hakrinbank, and Republic Bank Suriname (RBC group successor), supervised by the Centrale Bank van Suriname (CBvS). The economy is being transformed by the TotalEnergies/Apache/Petronas offshore oil discoveries (Block 58, GranMorgu development targeting first oil in 2028), driving Paramaribo property demand from expatriate workers and government contractors. The Dutch-speaking elite maintains close ties to the Netherlands, and ABN AMRO Suriname (now Hakrinbank-affiliated) historically connected Surinamese borrowers to Dutch diaspora financing.
Why 13.5% is the typical rate
A rate near 13.5% reflects the CBvS policy rate around 12.5%, persistent SRD inflation, and the IMF Extended Fund Facility framework supporting gradual disinflation as offshore oil revenues approach first delivery.
Tax & regulatory notes
Property transfers attract a 6% transfer tax (overdrachtsbelasting) plus 0.4% notary fee, with mortgages registered at the Glis (Grondregistratie en Land Informatie Systeem) cadastre. The CBvS Banking Act (Bankwet 1956, substantially amended 2010) governs prudential rules including LTV limits and capital adequacy. The Wet op Consumentenkrediet 2002 mandates effective annual rate (effectief jaarlijks kostenpercentage) disclosure and a 14-day reflection period.
A mortgage of 1,500,000 SRD at 13.5% over 15 years
$ 1.500.000 13.5% 15 years (180 months) $ 19.475 $ 2.005.460 $ 3.505.460 
