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🇮🇳 India · FY 2025-26 Kerala Kerala PT ₹208/mo HRA40%

Kerala Income Tax Calculator.

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Quick context

Kerala levies Professional Tax of ₹208/month (~₹2496/year) on income above the slab threshold. Kerala cities qualify for 40% HRA exemption (tier-2 status under Section 10(13A)). Use the calculator below to compare Old vs New regime for your salary.

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India Income Tax Calculator — Kerala

₹
₹15.00 L per year
₹208/mo · ₹2496/yr
Old Regime deductions (only used if Old Regime is selected)+ Toggle
Old Regime
₹1,30,261
Taxable: ₹10.43 L
Deductions: ₹4.57 L
✓ Better
New Regime (default)
₹97,111
Taxable: ₹14.23 L
Deductions: ₹77,496 (auto)
💡 Recommendation

The New Regime saves you ₹33,150 in tax this year. New regime wins — you don't have enough deductions to beat the default lower slabs.

✨ Live · FY 2025-26 (AY 2026-27) slabs · Includes 4% cess and surcharge · Not legal/tax advice — consult a CA for filings.
Kerala About Kerala

Kerala economic profile.

Capital
Thiruvananthapuram
Avg Mid-Career Salary
₹11.0L
per year
Cost of Living
65
vs Mumbai = 100

Market overview

Kerala has India's highest human development index but mid-tier industrial output. The state's economy is heavily remittance-dependent (Gulf earnings ~30% of GSDP). Technopark (Thiruvananthapuram) and Infopark (Kochi) are the major IT clusters. Kerala has India's highest literacy rate and healthcare access.

Top industries

Remittances & BankingTourismIT (Technopark, Infopark)Spices & AgricultureHealthcare

Kerala-specific tax notes

Kerala uses half-yearly PT collection (like Tamil Nadu) — ₹1,250 in September and March. Cochin and Trivandrum are HRA tier-2 (40% exemption). The state has zero state-level income tax additions but mandates higher minimum wages than most states.

Professional Tax slab

Kerala PT: Half-yearly slabs. ₹1,250 every 6 months for income above ₹50,001/half-year. Maximum ₹2,500/year.

❓ Kerala FAQ

Common questions.

Why are Kerala IT salaries lower than other Indian states?
Kerala salaries run 20-30% below Bangalore for equivalent roles. Reasons: smaller IT employer base (Technopark + Infopark vs Electronic City + Whitefield + ORR), more locally-oriented economy (remittance + tourism), and lower commercial real estate density. Cost of living offset is significant — Kochi/Trivandrum rents run 40-50% of Bangalore.
How do Gulf remittances affect Kerala's tax landscape?
Personal income tax: NRI Kerala residents face Indian tax rates if Indian resident (180+ days). True non-residents are not taxed in India on foreign income. This creates a unique Kerala tax planning ecosystem — many families optimize between India-based salary income and Gulf-based NRI status. Most middle-class Kerala families have at least one NRI earner.
Is the Kerala Professional Tax different in its mechanics?
Kerala (like Tamil Nadu) collects PT half-yearly — ₹1,250 in September, ₹1,250 in March — rather than monthly. The annual total matches the ₹2,500 cap. This affects cash-flow timing but not total burden. Most Kerala employers handle this automatically through payroll.
🗺️ Other states

Tax calculator for other states.

Maharashtra
Maharashtra
PT ₹200/mo
Karnataka
Karnataka
PT ₹200/mo
Tamil Nadu
Tamil Nadu
PT ₹208/mo
Gujarat
Gujarat
PT ₹200/mo
Delhi (NCT)
Delhi (NCT)
No PT
Uttar Pradesh
Uttar Pradesh
No PT
West Bengal
West Bengal
PT ₹200/mo
Telangana
Telangana
PT ₹200/mo
Andhra Pradesh
Andhra Pradesh
PT ₹200/mo
Rajasthan
Rajasthan
No PT
Punjab
Punjab
PT ₹200/mo
Madhya Pradesh
Madhya Pradesh
PT ₹208/mo
Haryana
Haryana
No PT
Bihar
Bihar
No PT
Odisha
Odisha
PT ₹200/mo
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